Mid-January Momentum: Rates Trending Lower ⬇️
Rate Lock Confusion? We'll Break Down When to Lock (and Save You Thousands)
Tuesday, January 13: Rates Inch Up But Opportunity Knocks Louder
Rates moved to 6.01%, but it’s not time to panic. We break down the "Float-Down" option and the timing of your next rate lock.
The Weekend Edition: Under 6% Finally + Advanced Strategies to Maximize It
When Rates Drop 22 Basis Points Overnight, You Pay Attention
Why 2026 makes the "1% Rule" more important than ever. Plus: The 0% APR credit card arbitrage play for savvy investors.
How high earners are sheltering $7,000 tax-free this month. Also: Why "Ski Season" properties are currently printing money.
Why winter buyers are paying 8-10% less than the spring rush. Also: How to use your 2025 tax refund to build an STR empire
Why this 0.01% drop is a psychological win for Q1 buyers. Plus: The DTI math that could grant you an extra $50K in loan power.
We run the actual math on waiting for lower rates. Spoiler: Home appreciation is winning. Rates holding firm at 6.20%.
Rates are flat, but your home equity might be surging. Here is the 4-step checklist to ditch mortgage insurance in 2026.
